Northampton Borough Council
Northampton Borough Council

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Are you experiencing financial problems difficulties paying all your bills, including your Council Tax, with the income you have?

If so, it's important you contact us straight away so we can fully understand your circumstances.

You should also consider the following:

Council Tax Reduction Scheme

Your Council Tax bill may be reduced if you are on a low income by applying for our Council Tax Reduction Scheme, which is a reduction in your Council Tax bill dependent on your household’s income. Find more details and apply for the reduction on the application webpage.

Council Tax exemptions and discounts

There are a number of exemptions and discounts towards Council Tax; some are based upon the use of a property, whilst others are assessed on the circumstances of the occupiers of the property.

Housing Options Money Advice Team

The Council's own Money Advice Team can help with advice on rent and mortgage arrears, Council Tax and utility charges debts, as well as budgeting and borrowing information.

For more information, visit the Housing Options Money Advice Team webpage, contact them on 01604 838578 or email

Independent debt advice

There are many organisations that offer free advice on ways to maximise your income, manage your debt and how to deal with creditors. If you struggle to discuss your debts with creditors, they will often to speak them on your behalf if you give permission.

You can obtain financial and budgeting advice from the following:

If you would like the Citizens Advice Bureau to get in touch with you to discuss managing your finances or debts, you can complete an online form with your details.

The Citizens Advice Bureau also offers a useful online tool that can help you deal with debt and financial problems. You can find this on their website.

First for Wellbeing

First for Wellbeing is a Community Interest Company (CIC) – a social enterprise set up entirely to serve the needs of the local community. The company is a partnership between Northamptonshire County Council, Northamptonshire Healthcare NHS Foundation Trust and the University of Northampton, and offers an integrated health and wellbeing service for people who live in Northamptonshire.

They offer a range of wellbeing services and programmes, including

  • Financial support
  • Employment and adult learning
  • Alcohol
  • Smoking
  • Social inclusion
  • Emotional wellbeing
  • Weight management

Visit the First for Wellbeing website.